Now is a Great Time to be a "First Time Home Buyer!"
Interest Rate are Low!
It is a Buyers' Market - Do to current marketplace conditions, there are more people selling than there are buying so, you may be able to negotiate a great price.
There are several assistance programs available to help you move into your dream home.
I have recently helped several "First Time Home Buyers" so call today and we will get you started on the path to owning your own home.
And, the Federal Government is providing up to an $8,000 tax credit for first time home buyers. Call for more details on this program.
Why should I buy, instead of rent?
Answer:
A home is an investment. When you rent, you write your monthly check and that money is gone forever. Your landlord uses your rent payments to pay down their mortage so the landlord is building equity in the place you rent.
But, when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage.
You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years and as you pay down your mortage you are building equity in you home.
Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.
Call today and I will help you get started on the path to home ownership.
